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First-Time Homebuyer Mortgage Program – New Jersey – The First-Time Homebuyer Mortgage Program is the foundational mortgage program that can be combined with the NJHMFA Down Payment Assistance Program, which provides qualified buyers with $10,000 as an interest-free, five-year forgivable second loan with no monthly payment that can be used to cover down payment and closing costs.

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Credits for First-Time Homebuyers. the following options can help make your dream of buying a new home a reality.. The first thing to understand about tax benefits is the difference between.

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